Consumer Education Services Inc

Consumer Education Services Inc Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially healthy lives. CESI is Not A Loan Company Please see State Disclosures for specific details: http://www.cesisolutions.org/state-disclosures/

We are a nonprofit organization committed to empowering and inspiring consumers nationwide to becoming debt free. We equip consumers with personal financial tools and educational programs that provide solutions for their financial situations. We offer continued support to help consumers make better financial choices every day. Please see our State Disclosures page for specific state details: http://www.cesisolutions.org/state-disclosures/

We are a nonprofit organization committed to empowering and inspiring consumers nationwide to becoming debt free. We equip consumers with personal financial tools and educational programs that provide solutions for their financial situations. We offer continued support to help consumers make better financial choices every day. Please see our State Disclosures page for specific state details: http://www.cesisolutions.org/state-disclosures/

Mission: Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.

Operating as usual

Military members and veterans are often the specific targets of scammers. Here are some tips to help prevent military sc...
10/29/2020
Protecting Those Who Protect Us: Military Scams | CESI

Military members and veterans are often the specific targets of scammers. Here are some tips to help prevent military scams.

Veterans and active-duty military are often the target of military scams which has caused them to lose nearly $405 million since 2012.

If you find yourself relying on your credit cards to make it through the current climate, make sure you have a plan. Her...
10/28/2020
10 tips on how to handle credit during COVID-19 - CreditCards.com

If you find yourself relying on your credit cards to make it through the current climate, make sure you have a plan. Here are 10 tips on how to use your credit to stay afloat – and not end up deeper in debt.

If you find yourself relying on your credit cards to make it through the current climate, make sure you have a plan. Here are 10 tips on how to use your credit to stay afloat – and not end up deeper in debt.

How to respond if debt collectors keep contacting and intimidating you.https://bit.ly/31PUlmK
10/28/2020
How to respond to debt collectors who keep contacting, intimidating you

How to respond if debt collectors keep contacting and intimidating you.

https://bit.ly/31PUlmK

The Federal Trade Commission has launched a program named "operation corrupt collector. " The action now has the federal government partnering with state attorney generals to go after those abusive companies. There have been 85,000 complaints against those companies just this year. “I used to....

10/27/2020
Page not found | CESI

Staying on top of bills and managing your money doesn't have to be an impossible task. Here are 5 tips to help you pay on time, every time.

Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.

Perfect isn't necessary - don't waste your time chasing it! #motivationmonday
10/26/2020

Perfect isn't necessary - don't waste your time chasing it! #motivationmonday

May your weekend be filled with rest, relaxation, and plenty of beautiful fall weather!
10/23/2020

May your weekend be filled with rest, relaxation, and plenty of beautiful fall weather!

"Due to childcare costs, many parents are not saving adequately for their own retirement by maxing out their 401(k) or I...
10/23/2020
The Costs of Post-Pandemic Childcare Leave Parents in a Crunch

"Due to childcare costs, many parents are not saving adequately for their own retirement by maxing out their 401(k) or IRA"

For years, the cost of childcare has been rising faster than wages. A weak and uncertain economy may be pushing parents to the breaking point.

What if our approach to personal finance included empathy instead of blame?
10/22/2020
Personal finance advice relies on shame; what if we tried empathy?

What if our approach to personal finance included empathy instead of blame?

Emma Pattee and Stefanie O’Connell Rodriguez, the cofounders of Statement, argue the personal finance industry needs a reset. It's time to move away from shaming clients and show them empathy instead.

There's a lot of uncertainty about whether or not another round of stimulus funds is coming for American households. Her...
10/22/2020
Wondering How to Spend the Next Stimulus Check if it Comes? | CESI

There's a lot of uncertainty about whether or not another round of stimulus funds is coming for American households. Here are some tips for using those funds, if they do come, to benefit your household financial future.

Another stimulus check could be coming in the months head. Here are some guidelines for how to use that money wisely.

Looking to do a low-cost makeover of your bathroom? Here are some fantastic tips!https://bit.ly/37Aw9se
10/21/2020
Create That Spa Feeling at Home with a Budget Bathroom Makeover

Looking to do a low-cost makeover of your bathroom? Here are some fantastic tips!
https://bit.ly/37Aw9se

A bathroom renovation would sure be nice after all these months at home. But unless you’ve got a spare $8,000 (at least) lying around, a gleaming, newly tiled shower with a luxury spa-grade rainfall shower head will just have to wait. But don’t go crying into your threadbare bath towels just yet...

Overdraft protection can be a lifesaver when you've neglected to keep up with your account balances, but there are some ...
10/20/2020
Overdraft Protection: The Real Pros and Cons

Overdraft protection can be a lifesaver when you've neglected to keep up with your account balances, but there are some downsides you should understand too.

Overdraft protection can be a good idea if used correctly. Here are some pros and cons to using this service.

Did you know that Annual Credit Report is allowing consumers to pull their credit reports weekly for free until April 20...
10/20/2020
Annual Credit Report.com - Home Page

Did you know that Annual Credit Report is allowing consumers to pull their credit reports weekly for free until April 2021? Take advantage of this if you want to be extra sure the info on your credit report is correct!

During these times of COVID-19, accessing your credit is important. That's why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021.

Waiting is an obstacle on the path to success - get started today! #motivationmonday
10/19/2020

Waiting is an obstacle on the path to success - get started today! #motivationmonday

Schwab 2019 Modern Wealth Index only 25% of American citizens have or use some type of written financial plan. You don't...
10/16/2020

Schwab 2019 Modern Wealth Index only 25% of American citizens have or use some type of written financial plan. You don't need to be a financial planner, but having financial goals and a budget to follow are basics that everyone should have!

Halloween is coming - don't let it ruin your budget! Here are 10 tips to curtail Halloween spending while still enjoying...
10/15/2020
14 Ways to Curb Scary Halloween Spending | CESI Solutions

Halloween is coming - don't let it ruin your budget! Here are 10 tips to curtail Halloween spending while still enjoying the holiday with your family.

Don't spook your budget - curb Halloween spending with these tips. Don't spend a fortune. From food to costumes to decorations, we have you covered.

Many retailers and companies hire seasonal employees around the Holidays. Here are some tips for how to turn a seasonal ...
10/15/2020
Your Seasonal Job Doesn’t Have to End. Here’s How to Keep It

Many retailers and companies hire seasonal employees around the Holidays. Here are some tips for how to turn a seasonal job Into a permanent one.

When the last heavily discounted flat-screen TV is sold, when the final gift-wrapped package is gently placed on the stoop, and when the remaining tax returns are filed, you may wonder what happens to all those seasonal jobs. In most cases, the seasonal workers clock out and collect their last paych...

As parents, we are the single biggest influencers of the money habits and attitudes our children will develop. Here are ...
10/13/2020
Money Lessons from Mom and Dad | CESI

As parents, we are the single biggest influencers of the money habits and attitudes our children will develop. Here are 3 valuable money lessons you can teach your kids starting today!

New Survey Shows Good Money Habits Are Inherited From Mom & Dad Raleigh, NC – May, 2011- Saving money for a rainy day? Clipping coupons? Chances are those are money saving tips you learned from your parents. Do you have a budget? Most likely, you watched your mom and dad follow a budget while you ...

As we mark National Cybersecurity Awareness Month, now's a good time to think about protecting your personal information...
10/12/2020
Play it safe online | Consumer Financial Protection Bureau

As we mark National Cybersecurity Awareness Month, now's a good time to think about protecting your personal information while you're online.

October is National Cybersecurity Awareness Month. Learn three ways to protect yourself and your loved ones online.

Failure doesn't have the final word. Pick yourself up and try again! #motivationmonday
10/12/2020

Failure doesn't have the final word. Pick yourself up and try again! #motivationmonday

Many families and former prisoners are burdened with impossibly high fees following their release from prison. We looked...
10/08/2020
Free, But Not Really: Hidden Prison Costs Following Incarceration | CESI

Many families and former prisoners are burdened with impossibly high fees following their release from prison. We looked into some of the surprising prison costs.

Beyond paying their legal debt to society, many prisoners find themselves in a financial prison as the prison costs to be released are high.

If you're thinking it's always best to pay off debt before building wealth through investing, here's some info that may ...
10/07/2020
Don't Wait Until You're Debt Free to Begin Building Wealth

If you're thinking it's always best to pay off debt before building wealth through investing, here's some info that may convince you the all or nothing approach may not be wise.

If you wait until you’re out of debt to start building wealth, you might be too late. Learn how to pay down debt while also investing in your future.

If you have been affected by this deferral (also called a tax "holiday"), here is what you need to know and what you nee...
10/07/2020
Impacted by the Employee Payroll Tax Deferral? Steps to Follow

If you have been affected by this deferral (also called a tax "holiday"), here is what you need to know and what you need to plan for in the coming months.

If you have been affected by this payroll tax deferral, here is what you need to know and what you need to plan for in the coming months.

A new report indicates more Americans are in need of financial relief as the pandemic continues. Here are several option...
10/06/2020
How to Get Financial Relief During COVID-19 | CESI

A new report indicates more Americans are in need of financial relief as the pandemic continues. Here are several options to explore.

As the pandemic lingers, many people face financial worries. here are programs to help you find Financial Relief During COVID-19

Looking to manage business debt? To get it under control, here are five tips to help you manage your business debt.
10/05/2020
5 Ways to Manage and Pay Off Small Business Debt - NFCC

Looking to manage business debt? To get it under control, here are five tips to help you manage your business debt.

Debt is sometimes necessary to start a small business but it can create unnecessary stress. Here are five tips to help you manage your business debt.

You've got this - we believe in you! #motivationmonday
10/05/2020

You've got this - we believe in you! #motivationmonday

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General information

We care about the people we serve. Consumer Education Services pledges to assist our clients in becoming financially healthy and responsible consumers. Our desires are for our clients to use credit wisely and make sound personal money management decisions that will allow them to remain debt free. We provide one on one counseling six days a week. We are here to help. Disclosures: http://www.cesisolutions.org/state-disclosures/ Follow us on Twitter! www.twitter.com/@cesisolutions

Opening Hours

Monday 09:00 - 21:00
Tuesday 09:00 - 21:00
Wednesday 09:00 - 21:00
Thursday 09:00 - 21:00
Friday 09:00 - 21:00
Saturday 09:00 - 14:00

Telephone

(855) 507-6456

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About Us

Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.

Our services include: Budgeting Education Financial Education Debt Management Credit Counseling Bilingual Representatives Certified Financial Counselors Student Loan Counseling Bankruptcy Counseling Housing Counseling Community Outreach Programs Foreclosure Prevention Reverse Mortgage Counseling

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Comments

I have been with this company almost 5 years! I'm proud to say that i have about 2 more payments or less and I'll be done! This has been the most easiest and stress free desicions I have ever made!!!!! I highly recommend CESI!!!!
I paid my bill on time for 3 years and they let one of the accounts go delinquent on me with a balance of $147 I would not recommend this company to anybody.
just signed up
🚫CONSUMERS BEWARE🚫 DO NOT GIVE THESE PEOPLE YOUR BANK INFORMATION!!!!!! I was double billed my first month in this program and they refused to fix their error. Their representative told me that it was my bank’s responsibility to fix CESI’s errors and refused to refund my money or transfer me to a supervisor. Extremely shady and predatory conduct AVOID.
I "had" $2000 in credit card debt. This company has helped me out get out of this debt, and I am soooo happy !! If you have a similar problem, give these guys a try !! ??
good program if your in a jam. helped me when I needed help!
Maybe now I can finally get out of debt. And I did it myself